Why do Tour Plan International travel advisors always travel with insurance? In this blog, we will provide our Ten Reasons to Purchase Travel Insurance.
Is this you?
“You pack way too much, realize your suitcase won’t close, then start taking stuff out. The snorkel gear, the sarong, that second jacket… you don’t really need those. But there is one thing you definitely, absolutely need to pack: Travel insurance.”– Allianz Travel Insurance
Ten Reasons to Purchase Travel Insurance
We asked Tour Plan travel advisors for their top reasons to purchase travel insurance.
Help is Only a Call Away
When you have travel insurance, help is only a call away. Travel insurance covers an international adventure and US drivable vacations for destinations over 100 miles from your departure point.
You have planned your vacation for months; it is now time to add peace of mind. You may have to cancel your planned vacation. Tour operators, cruise lines, and airlines offer minimal or no refunds. If cancellation is due to a covered reason, travel insurance provides refunds.
Lost Luggage & Flight Delays
Millions of pieces of luggage are delayed or temporarily misplaced each year. At least 7% of luggage is lost forever. Or your luggage may be damaged or stolen. Don’t let missing luggage or damaged gear hamper your vacation. With travel insurance, you can replace missing clothing, equipment, technology, and needed provisions at your vacation destination.
Only 80% of flights arrive on time. With tight schedules and flight delays, you may miss your connecting flight. Travel insurance will help fill in the gaps with lodging, meals, and support. 
Medical Emergencies
Did you know that Medicare is not accepted overseas? And that most US based health insurance providers will only pay for services rendered after you return and submit a manual claim? Many medical emergencies are due to unforeseen incidents. Each year Allianz Global Assistance receives over four thousand calls from clients experiencing a medical emergency while on vacation.
Medical evacuation and transport cost tens of thousands of dollars. With travel insurance, you can receive the necessary care and protect your financial future.
Weather Emergencies
Your vacation may be canceled or delayed due to weather at the airport. Travel delay insurance covers lodging, meals, and alternate transportation.
Was your travel destination just closed due to an unforeseeable weather event? If your destination is closed or your accommodation sustains damage, travel insurance will reimburse your costs or fees associated with rescheduling your vacation.
Emergencies At Home
While you are on vacation, an emergency back home may require your early return. Travel insurance will cover the cost of your return, and it also reimburses all of your missed experiences and booked excursions.
Your job may get in the way of your vacation. Perhaps there is an emergency at work, or you will receive a new job offer that starts next week. Travel insurance may help cover any trip cancellation or delay fees.
Different policies are available to suit your individual or group needs. Reimbursement of penalties is contingent on covered reasons for change / cancellation. Find out more about Allianz Travel Insurance through Tour Plan International and protect your vacation investment. If you travel two or more times per year, consider a yearly Allianz insurance policy.
